Utah Car Accident Lawyer Ken Parkinson
Utah Car Accident Lawyer: How to Get Straight Answers from Insurance Companies
By Ken Parkinson, Esq., Utah Personal Injury Attorney with 30 Years of Experience
If you’ve been rear-ended in a car accident in Utah, your neck is sore, your bumper’s damaged, and you’re stuck dealing with an insurance adjuster who dodges your question: “What are the driver’s policy limits?” It feels like you’re asking for classified secrets. But here’s the truth—you’re entitled to that information, and Utah law backs you up. As a Utah personal injury attorney with 30 years of experience, I’ve seen insurance companies play games. Let me show you how to get answers and why it matters.
Why Insurance Policy Limits Are Critical After a Car Accident
Knowing the policy limits of the at-fault driver’s insurance helps you make informed decisions:
Assess Settlement Options: Are you negotiating for a fair settlement, or is the driver underinsured, requiring alternative strategies like pursuing your own uninsured/underinsured motorist coverage?
Plan Your Next Steps: Policy limits guide whether to settle quickly or explore additional compensation avenues, such as a personal injury lawsuit.
Avoid Lowball Offers: Insurance companies may offer less than you deserve if you don’t know the coverage limits.
Without this information, you’re negotiating blind. That’s why getting clear answers from insurers is non-negotiable.
Utah Law Protects Your Right to Know Policy Limits
Under UT Admin Code R590-190-12(7), it’s considered a deceptive or unfair practice for an insurance company to refuse to disclose policy limits when a claimant requests them. No lawsuit or magic words are needed—just a reasonable request. If the insurer stonewalls, they’re not just being difficult; they could be breaking Utah law.
Yet, after three decades as a car accident lawyer in Utah, I can tell you: insurers often dodge this obligation. They may delay, deflect, or offer vague responses to keep you in the dark. Don’t let them.
How to Handle Insurance Companies After a Utah Car Accident
Here’s how to protect yourself and get the answers you deserve:
Ask for Policy Limits in Writing: Submit a formal request via email or letter, citing UT Admin Code R590-190-12(7). This creates a paper trail and signals you know your rights.
Document All Communication: Keep records of calls, emails, and letters with the insurance adjuster. Note dates, times, and what was said.
Don’t Accept Lowball Offers: Without knowing the policy limits, you might settle for less than the available coverage.
Consult a Utah Personal Injury Lawyer: If the insurer refuses to cooperate, an experienced attorney can step in to enforce your rights and negotiate on your behalf.
Why Choose Ken Parkinson as Your Utah Car Accident Attorney?
I’m Ken Parkinson, and for 30 years, I’ve helped injured Utahns get justice after car accidents. Unlike big firms with flashy ads, my focus is on results, not marketing budgets. Here’s what I bring to your case:
Experience with Insurance Tactics: I speak fluent “insurance adjuster,” navigating their dodging and fine print to get you answers.
Proven Track Record: Three decades of securing fair settlements for clients across Utah.
Personalized Attention: At Provo Lawyers, we prioritize your case, not billboards.
If you’re feeling stonewalled by an insurance company after a Utah car accident, don’t wait. Call me at 801-373-6345 or email [email protected]. The law is on your side—and so am I.
Contact Ken Parkinson, Esq. Today
Don’t let insurance companies lowball you or delay your claim. As a trusted Utah personal injury attorney, I’ll ensure you get the answers and compensation you deserve. Reach out now:
Phone: 801-373-6345
Email: [email protected]
Website: provolawyers.com
